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Deal Sourcing & Execution

We leverage a deep, proprietary sourcing network to secure off-market transactions with repeat counterparties. Our five-stage deal process ensures strong underwriting discipline and active portfolio monitoring:

We begin by identifying sectors with structural inefficiencies or capital dislocation—areas often overlooked by traditional lenders. Using macroeconomic trend analysis, credit performance history, and liquidity assessment, we target high-potential niches where capital can be deployed with asymmetric upside.

Market Opportunity Identification

1

Through our established network of specialty finance originators and industry relationships, we source proprietary deal flow with favorable risk-adjusted return profiles. We engage early with potential partners, assess deal structures, and issue preliminary term sheets aligned with our investment criteria.

Sourcing & Origination

2

Each transaction undergoes a rigorous underwriting process. This includes on-site inspections, static pool analysis, operational audits, and full legal, compliance, and licensing reviews. We evaluate credit quality, historical performance, collateral strength, and sponsor capability to ensure disciplined exposure.

Underwriting & Due Diligence

3

All prospective deals are reviewed by our internal Credit Committee. The committee evaluates risk factors, stress scenarios, and structuring terms to determine approval, rejection, or conditional modifications. This stage ensures governance, accountability, and alignment across investment decisions.

Credit Committee Approval

4

Once approved, we finalize all legal documentation, perfect security interests, and establish financial covenants. Backup servicers and custodians are engaged as needed. After closing, we initiate weekly monitoring of performance metrics, remittance flows, and covenant compliance, ensuring full transparency and real-time portfolio management.

Structuring, Closing & Ongoing Execution

5

About Us

NextBridge is a specialty finance platform focused on structured, asset-based lending. We provide secured capital solutions to underserved sectors through innovative credit facilities, loan acquisitions, and strategic partnerships. Founded by a team of seasoned finance professionals, our approach blends institutional discipline with entrepreneurial agility—delivering consistent, risk-adjusted returns while enabling growth for high-performing businesses.

SPV-1

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01

Preferred Equity Interest in SPV-1; monthly Cash Dividends of 1.25% (16.1% annually)

33% Net Profit Share, projected to deliver an additional ~$2.25MM return on an initial $25MM investment

02

33% Net Profit Share, projected to deliver an additional ~$2.25MM return on an initial $25MM investment

33% Net Profit Share, projected to deliver an additional ~$2.25MM return on an initial $25MM investment

03


Estimated Total Annual Return: ~25% with preferred equity + profit sharing

33% Net Profit Share, projected to deliver an additional ~$2.25MM return on an initial $25MM investment

SPV-1: Tokenized Investment Vehicle

SPV-1 is our flagship tokenized investment structure, giving qualified investors access to institutional-quality returns.

Sectors We Serve

We provide financing to originators of unsecured consumer receivables, such as personal loans, installment contracts, and point-of-sale financing solutions. These consumer assets often deliver predictable repayment behavior and create a strong foundation for self-liquidating, asset-based credit facilities. Our focus is on platforms with robust underwriting standards, data-driven risk management, and scalable growth models.

Consumer Finance

NextBridge supports originators of small business loans and providers of merchant cash advances (MCA). We finance businesses that offer critical working capital to entrepreneurs and small enterprises, often overlooked by traditional banks. Our capital enables these originators to expand lending capacity, enhance liquidity, and better serve the evolving needs of the small business economy.

Commercial Finance

We target emerging and underserved sectors, including luxury asset-backed lending (such as loans secured by fine art, jewelry, and high-end collectibles) and niche specialty finance platforms. These markets often feature high-value collateral, underserved borrower bases, and limited competition—allowing us to structure bespoke credit solutions with attractive risk-adjusted returns. Our flexibility enables us to support innovators operating outside of traditional credit markets.

Specialty Lending Niches

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